THE DYNAMICS THAT AFFECT IMPLEMENTATION OF E-BANKING PRODUCTS AND SERVICES IN NIGERIA

  • ODUNEKA, Anagha Emiemu Evangel University, Akaeze. Ebonyi State
  • BASSEY, Christian Effiong University of Calabar, Calabar. Cross River State
  • EKE, Chukwuma Nnate Evangel University, Akaeze. Ebonyi State
Keywords: internet, Websites, e-banking

Abstract

The implementation of e-banking products and services is growing in Nigeria, but existing evidence points to the fact that the implementation level is still low. The market is growing at a for rate, particularly after the recent banking sector reconsolidation, but e-banking implementation is constrained seriously by poor ICT infrastructure, inadequate and unreliable electricity supply and telecommunication services, high level of illiteracy, and inadequate institutional support. More public and private investments are required for sustaining the growth and maintenance of e-banking infrastructure, and support services in Nigeria. Growth in private investment would however require more public policy effort at providing the enabling legislations and incentives. 

Downloads

Download data is not yet available.

Author Biographies

ODUNEKA, Anagha Emiemu, Evangel University, Akaeze. Ebonyi State

Department of Banking and Finance

PHD

BASSEY, Christian Effiong, University of Calabar, Calabar. Cross River State

Department of Economics

EKE, Chukwuma Nnate, Evangel University, Akaeze. Ebonyi State

Department of Accounting

College of Management Sciences,

Published
2016-07-31
How to Cite
Emiemu, O. A., Effiong, B. C., & Nnate, E. C. (2016). THE DYNAMICS THAT AFFECT IMPLEMENTATION OF E-BANKING PRODUCTS AND SERVICES IN NIGERIA. IJRDO - Journal of Business Management, 2(7), 49-63. https://doi.org/10.53555/bm.v2i7.1240