Users’ Perception towards the Adoption of Net Banking Web Face Platform in Malaysian
Abstract
To make the banking services more convenient for their customers, banks require introducing
various competitive services such as easier accessibility to e-payment. However, popularity of
net banking in Malaysia is relatively low due to technophobia and negative attitudes of
customers towards innovative products. Therefore, this study aimed at exploring the factors
affecting the net banking adoption among Malaysian banking customers. The result shows
significant influence of net banking on the perception of the Malaysian customers. However, net
banking uses among Malaysian customers are being affected due to the consequences of trust
factors phenomena that could be viewed as a negative sign towards the adoption of net banking.
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